Insuring a bottle of wine?

If you have a bottle of your favorite wine or liquor in the house, you’ll be happy to know that personal property coverage is typically part of a homeowner’s policy. But if you have a wine collection or a taste for expensive liquors, you’ll want to make sure it’s enough coverage. You may not have a $44 million bottle of D’Amalfi Limoncello Supreme in the wine fridge, but you might want to consider a specialized policy.