Think you can multitask while driving and it won't affect your risk of having a car accident? Think again. Brain researchers say it's a terrible idea, even with a hands-free device. But just how terrible? Researchers say it's akin to driving while... (Read More)

Equipment breakdown is a big expense for business owners. When equipment fails, it can cause a loss in business income as well as the expense costs for repairing/replacing faulty equipment. An equipment breakdown can cause business operations to... (Read More)

Do you have more people living in your home these days? Over the last several years, many people are now living with their adult children and/or grandchildren. So-called multi-generational households are proliferating. Nearly 60 million Americans... (Read More)

If you’ve been insuring business clients for long, it’s likely you’ve come across the issue of bankruptcy and specifically how a bankruptcy can affect one’s business insurance. Just because a business owner is contemplating or is currently... (Read More)

Accidents happen on the road even to the best of drivers. The key is to respond and react appropriately as to minimize the stress and ensure a timely resolution. Here's what we recommend: Be prepared. While it may be unpleasant to think about... (Read More)

A loss from an unexpected event or a natural disaster can leave your business at a standstill. How do you protect your livelihood? After a disaster, you have so many things to consider—business expenses, employee salaries, vendor obligations and... (Read More)

You felt a bump, a crash, a thump. What do you do next? The answer to that question can be difficult in the moments after a collision. No matter how serious the collision is, you'll undoubtedly find your heart racing and mind spinning as you... (Read More)

Did you know that 43 percent of cyber security attacks are targeted toward small businesses? As a small business owner, you are keenly aware of the increasing threat of cyber-attacks. These attacks do not just happen to large corporations. They can... (Read More)

The average American family uses more than 300 gallons of water per day at home in bathrooms, kitchens and in laundry rooms. Here are some easy ways to conserve our most precious natural resource — and save money on your water bill: Bathroom... (Read More)