Insurance isn’t simply a product that you buy off the shelf. It’s a custom-tailored product designed to protect you, your family and your business.
Meeting with your insurance agent starts the ball rolling to determine exactly what insurance options are best for your specific situation.
You’ll want to start with an overview of your current insurance policies. Do you have a sufficient amount of coverage for your vehicles? Many people don’t carry nearly enough liability coverage — a fact you don’t want to discover after a car accident. What about renters insurance? Many people who rent homes and apartments neglect to purchase this affordable and important coverage, leaving them financially vulnerable.
If you own a home, when was the last time you reviewed your homeowners policy? Now might be a great time to make sure you have enough of the right type of coverage and that all of your valuables are adequately protected. And don’t forget life insurance — is your current level of coverage enough to protect your family should something happen to you?
A change in marital status or age can have a big impact on your insurance needs. Kids moving out or moving in? That’s another great time to review your insurance needs. Your current policy may need a tweak or even a major change in direction depending on what’s changed in your life.
