Most of us don't give much thought to our homeowner's insurance coverage after we purchase our homes.  It's easy to see why: For those of us with a mortgage, the cost of homeowner's insurance is rolled into our monthly mortgage payment. And we... (Read More)

Each year, tens of thousands of small businesses cope with damage from fires. Sadly, a number of these companies never re-open. That's why taking steps to reduce the risk of fire at your business is such a smart thing to do. But it also can save... (Read More)

If you have a teen driver in your household, chances are you're concerned about keeping your auto insurance costs under control. As a group, teen-agers do cost more to insure than adults. But there are several ways to reduce your teen's auto... (Read More)

When it comes to business insurance, you have the power to keep costs under control! Business owners and managers can take a number of steps to help reduce their premiums costs. Here are a few of the most effective: Be a risk manager. Effective... (Read More)

Your garage door is probably the heaviest moving item in your home. It can also be one of the most dangerous. Each year, more than 20,000 people are injured by garage doors. The good news is that newer garage doors are designed with safety in... (Read More)

Are your important records protected in the event of a flood, fire or other natural disaster? It's a fact: Too few homeowners and small businesses back up their important documents. The Internal Revenue Service offers these tips for making sure... (Read More)

It's no secret that businesses can use a lot of water. But it's not only restaurants or those that use water in the manufacturing process that can gobble water. Any business with restrooms, a kitchen or break room or landscaping can waste... (Read More)

Small businesses often don't have a lot of money to spend on employee benefits, let alone wellness programs. But here are a few ways you can help your office be a healthier place: Get rid of the candy bowl. Studies show that office workers gain... (Read More)

It's back-to-school time again! Have you reviewed with your children how to stay safe on the way to and from school, during school hours, and while they're on the Internet? Here are three topics you may want to discuss with your child: Keeping... (Read More)